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VIVERS Citizen Media

Forum & Blog


VIVERS Citizen Media

Forum & Blog
  • Home
  • About VIVERs
  • Schwab-ThinkorSwim Mentor
  • Better than Money in Bank
  • Shredding Your Bank Acct
  • Methodical Stock Trading

WHY AM I HERE ?

Prior Global High Tech & Engineering Corp Consulting Recruiter on CEO & Sr. Vice President budgets -

♣ Back-Bone of America Worker Beez Club

♣ VIVERs Citizen Media Club


Wish I knew then what I know now - 66 year Life Lesson.


I truly enjoyed offering people JOBs.  I spoke with some of the top global gurus.  Some with 10 page resumes within  PhD  Secret Clearance Poly reporting to global leaders in Cyber Security.


Truly enjoy helping people as I visualize more broad & deep.... 


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Who would have thought I'd be  considered too smart with ageism and when I work out at the gym, harder and longer, than a gen-y.

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Many doors don't open (easily) for US Back-Bone of America Worker Beez. 


I moved to Southern California from the mid-west when I was 30.  Primarily, because I wanted to work in Staffing offering people JOBs.  There was an abundance of JOBs in California.   People change JOBs more often.  A friend’s parents that I grew up with had moved here.  


Directly, after moving to California then my Grandpa (best friend) came to be with me after my Grandmom became an Angel.  We had FUN.  Then, Grandpa became ill.  In and out, of the local Wealthy area Beach town hospital. Between the age of 30-40, I didn’t have time to meet a guy or date nor retain a true JOB.  


After Grandpa became an Angel, I was left in a pretty bad situation. Also, terribly heart broken.  My mid-west upstanding family were not happy I moved to California.  I was left alone. 


At first, the Secretarial Placement Staffing Agencies I interviewed with all said that “I was too nice to be a recruiter.”  I ended up working a couple Inside Sales JOBs.  I was strongly pushed to (basically) harass others who weren’t even interested in the company products. I needed to take the first JOBs that I was offered so to pay my bills.  It’s impossible to take off work the first year of employment to interview for other JOBs.  I wasn't good at strong selling.  One reason might be because I have a small voice.  I was terminated.


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INTERESTING; to myself was how I easily obtained JOBs I didn't want nor fit my personality or skills.  HOWEVER, the ONE JOB that I had the; skills, talent, personality and passion for - THAN I was TURNED DOWN by Human Resources and Recruiters massive times. 

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I went through many roommate situations to reside in the Wealthier Beach City area.  I was raised nice.  I was accustom to living in nicer areas.  Everything I enjoyed with the people I met, were in-line with my personality. 


I would frequent the local fine restaurant Happy Hours in my Wealthy City Beach town. I enjoy mingling with intelligent people, hearing about their lives, JOBs, industries, interests.  I don’t enjoy cooking nor eating alone with a microwave dinner.  I met many Wealthy and successful.  Many business men arrived on private JETs.  They met at the local finer restaurants for dinner meetings. I was a little shy as by nature not a bold personality type.  Was nice simply discussing intelligent issues while mid-western polite. Plus putting on my make-up and dressing nice, it felt good and especially during difficult times. I enjoy dressing nice.  It keeps my spirits up.  A Happy Hour tiny meal with a fine restaurant house wine was nice and cheap.  I called it, my Prozac.  Afterwards when back home I would feel so much better.  Maybe why restaurants call it, Happy Hour.


I also enjoy the gym most all my life.  Great stress reliever.  Feel good after. 


While on unemployment; I started my own Technology and Engineering Staffing Firm.  I was bound and determined to offer people JOBs as a living (that was my passion and truly rewarding).  I loved it.  I found a tiny garage studio apartment in my Wealthy City Beach area that didn’t have a kitchen. 


A very successful lady I had met in my Wealthy Beach town had mentioned to "go for the money" by placing Technical and Engineering employees.  She consulted to CEOs.  I purchased entry-level technical books and studied.  I learned to program in HTML and later practiced with some JAVA/CSS.  I educated on the over-all IT systems and how it all interacts between the Hardware and Software.  


My small Staffing Agency business started to take off while placing Sr. High-Tech and Executive level employees.  The local Wealthy business owners I met while out mingling in the fine restaurants provided many JOBs to fill for their companies.  As my company grew a little than I needed legal contracts with CPA and other outside support.  Back then, I didn’t have Google to help research.  I needed to rely on other people.  I was taken advantage of.  They saw a girl with money.  It turned into running a business more than what I enjoyed in, offering people JOBs.   


I posted my resume on the Monster JOB Board with my staffing knowledges. Immediately, I was contacted.  Right away I was offered a Corporate Consulting/Contract employment opportunity with $65.00/hr compensation for approximately (1) year. It was a Staffing JOB with a BIG-5 Consulting Firm to place their IT Project Consulting Management teams. 


I didn’t have a college degree.  I tried college.  I was more of a visual, more broad thinking, street-smart, gal who enjoyed researching outside the standard system and learning by doing.  For some reason I could visualize a situation beyond what most may see and in order to determine a successful outcome.  Also a Gal who went out (often) to check-out what was going on, in my hood, to mingle with the local Wealthy whom I learned much from those truly intriguing conversations.  Most my friends were true professionals with degrees too.  


After a couple years, I ended up in a pretty great career that I loved while driving, Corporate Global Recruiting strategies on CEO's & Vice Presidents budgets within the, Technology and Semiconductor, industry.  All while working, virtually, with global travels as a Contracted/Consultant.  I was paid $90.00/hr and while working virtual and/or sitting on a plane while traveling.  I was paid overtime.  My income was approximately $20,000.00, a month.  


Life was amazing without a care in the world.  I had (pretty much) total control of my life.  


All the prior (to be) knowledgeable Secretarial Temporary Staffing Agencies I interviewed with, whom stated I was “too nice to be a recruiter….” Well, it turns out that the high-level, intelligent and successful people, enjoy working with “nice” and respectful and humble people.   


Here is ONE reason why I excelled so quickly in, Technology and Engineering, Corporate Staffing with initially a higher compensation.  I educated on, Technology and Engineering, before there were many other Recruiters who learned and entered the industry.  


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Be proactive to educate regarding the industries before they become popular.  I’ll educate on how I know.

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I personally experienced great, Healthcare and Doctors, when I had Blue Cross PPO self-insurance from 1996-2010.  Health Insurance rates were much lower at $165.00/mo with a $250.00 deductible.  Including lower apartment rents in more upscale areas.


As I completed one, Corporate Recruiter Consulting, project then I would have 2-3 JOB offers directly afterwards, to choose from.  


I made a mistake in life.  A truly BIG mistake.  I bought too much over-priced stuff when I had a nice income in my earlier years.  That stuff didn't last.  It wore out.  It broke.  It cost me more money.  One was a  2001; 740IL BMW that cost over $90,000.00.  What I didn’t figure was the costs to maintain the BMW.  After 10 years I checked the maintenance receipts.  That BMW cost me over $20,000.00 in maintenance. 


CURRENTLY, while looking back (example; wish I had known then what I know now) then I wish that I had, self-educated, regarding the smaller, Micro and Penny Stock Market.  It's MUCH different than, understanding with researching, the higher-priced SHARK-TANK BIG-BOY Stocks.  Much to learn with more, broad and deep, researching techniques.  


I'll mentor how to start-off (slowly) in a small CONSERVATIVE way.  Mentoring on the mistakes that I made when my ego took over and started (more) Day Trading.  Mainly, to HOPEFULLY provide a HEADS-UP for the BACK-BONE OF AMERICA WORKER BEEZ, to be proactive as much as possible and to avoid as many mistakes as possible.  Including BROAD & DEEP RESEARCH MENTORING.     


Because I would (definitely) have much more money today and would not have struggled to complete destruction, during the hard times.  I probably would have been able to retire (nicely) by the time I was 55 years old.  If I hadn't wasted my money.  Instead, I should have copied what THE WEALTHY & SHARK-TANK GURUS did.  


I, unfortunately had the mind-set in believing that life always moves forward and the good, JOB and Governmental Economic times, would last.  Instead, I endured the (below) intense life hard-core struggles.  And, it became really bad.  


"Wish I had known then what I know now." 


Enclosed the "Schwab" 'ThinkOrSwim' Trader Platform news.  The "ThinkOrSwim" Trader Platform News (on occasion) publishes certain Stock news that mentions if you had invested (example) $1,000.00 (6 or 7) years ago and in that particular Stock, than that Stock would be (example) worth $8,000 today.  


Did you know that many Business Owner CEO's of Public Companies only take a yearly salary of $1.00 to $100,000.00?  Their Millionaire$$ & Billionaire$$ mega-piggy-banks derives from their company Stock and the Stock Market.   


During COVID downtime I was, bored and broke.  I started off for FUN (simply) reading Corporate Stock News including governmental funding news, in order to determine what industries would be booming after COVID was over . 


I was always intrigued with how the Wealthy made massive amounts of money (simply) off their money.  I knew many Business Owners and Executives, who became Wealthy via the Stock Market.  I simply thought that I couldn't afford a Stock Broker and the Stock Prices per Share were too high.  


During COVID with all that extra time, I extensively researched Stocks and the Stock Market. I found millions of Stocks priced for tiny SELF-INVESTORS under $1.00-$5.00 called Micro & Penny Stocks.  Many within small companies that eventually took off.  I opened an on-line "TD Ameritrade" Account because of their excellent reputation with 24/7 USA Customer Service (Schwab bought TDA).  I started with $300.00 of my COVID extra unemployment money and turned into $600.00 in 3-4 months.  I educated extensively on (conservative) Stock Trading within the smaller Stocks, using Hacker Scans.  While researching IPOs with Insider Trading websites.  


I became (severely) addicted to the smaller Stocks including educating on the Trading Rules (smaller accounts have different rules) and Regulations.  I was even waking-up in the middle of the night to read the "TD Ameritrade" "ThinkOrSwim" (Schwab bought) Trading Platform Stock news, that is transmitted instantly to Millionaires and Billionaires around the globe 24/7.  You can self-trade Stocks almost 24/7. 


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PLEASE NOTE AS VERY IMPORTANT: There is a different technique to BUYING & SELLING STOCKS after USA hours (24 hour trading).  I'll mentor with ALL below.  You wake up to profits after sleeping all night.

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ALSO AGAIN & TRULY IMPORTANT; I'll mentor regarding the MISTAKES that I made in details.  There were NO TRUE Stock Trading or YouTube Videos that provided a HEADS-UP in order to proactively keep and eye out, for the self-invested 'company' stock 'whiplashes'.  Neither did any Educational Financial Videos help to be proactively, cautious, with details to consider.  


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PLEASE PAY CLOSE ATTENTION AS THIS IS MY MAIN GOAL & THE MOST IMPORTANT,  


#1)  ONE of my goals (herein) is to help US, BACK-BONE OF AMERICA WORKER BEEZ, to start collaborating with FRIENDS and FAMILY regarding, Micro & Penny Stocks.

  

#2) ALL WHILE to help the YOUNGER GENERATION TO GET OFF THE STREETS and start BRAIN-STORMING with each other, on how to SELF-INVEST in the smaller, Micro & Penny Stocks.  


And, within a CONSERVATIVE manor. At the least to start in a CONSERVATIVE MANOR before jumping into the (more risky) DAY TRADING, right off the bat. 

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HOPE this will intrigue the FAMILIES WHO ARE ECONOMICALLY CHALLENGED & THEIR YOUNGER GENERATIO. In order to BUILD A BETTER SAVINGS.  EITHER TO GET THRU THE HARDER TIMES EASIER OR TO HAVE A NICER RETIREMENT.  ALL BY STARTING TO 'SNOW BALL' THEIR LITTLE STOCK PORTFOLIO & BUILD THEIR KNOWLEDGES EARLY IN LIFE.  VERSES wasting their money on overly priced Cell Phones and Tennis Shoes. 


TURN LEMONS INTO LEMONAID.  


You can't beat them - Then JOIN them.


DON'T "WISH YOU KNEW THEN WHAT YOU KNOW NOW" after the age of 60 - like me.


DON'T GET ANGRY BECAUSE THE WEALTHY & POLITICIANS BAMBOOZLE US.   Learn to jump on their BAND-WAGON & PIGGY-BACK on what THEY DO.  Only on a smaller scale IN THE MICRO & PENNY STOCK MARKET, CONSERVATIVELY.  


There are different techniques compared to the BIG-BOY STOCKS.  You saved a $100.00.  Can turn that into $200.00 or more.  Better than sitting on it, like an egg, while earning a tiny interest rate.  


AGAIN, I'll educate regarding the MISTAKES that I made in order to provide a HEADS-UP more proactive street-smart approach.  NO one advised NOR helped.  


Also to educate researching potential companies with proactive targeting.   Maintaining a conservative focus. 


HOPEFULL, I can help others to avoid my situation (below).  


It's not simply making money off money via the tiny-investor Stock Market.  Need to ensure you have knowledge to be MORE proactive and cautious regarding what can happen and what to consider when researching to make a more valuable Stock Investment.  What to look-out for.  


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To ensure that Stock Investing is a good experience for you and you don't get discouraged and give up.  

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ALL so you don't simply watch the SHARK-TANK BIG-BOYS make off like Bandits.  They have BIG-BOY BROKERS and knowledge.  


WE HAVE OUR "VIVERs CITIZEN MEDIA CLUB." 


CONSERVATIVE SMALL STOCK INVESTING; Not necessarily, Day Trading  (just yet) until you get your feet-wet and learn the ropes.  There are much basics to learn.  It's a never ending self-education.  


With your Little Piggy-Bank of starting off with maybe $10.00-$25.00 or more, then WILL PROVIDE YOU A CERTAIN FEELING OF CONTROL OVER YOUR LIFE and MONEY.  It's a good feeling and FUN to check-in while following the News on your favorite company to, HOPE & DREAM.  Also an excellent SELF-EDUCATION that will carry you throughout your entire life.  A feeling that your MOVING FORWARD with some control over your life.  


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DO YOU KNOW:  Wealthy families set up TRUST FUNDS for their children.  They educate their children while very young on the Stock Market and Investing.

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Starting "CONSERVATIVELY" is important because if you lose money than will become discouraged. 

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Later than may chose to consider the more risky, Day Trading and Options Trading.  I would not start off by risky, Trading of Stocks, until learning the, NEED TO KNOW BASICS with REGULATIONS for smaller account Trading.  When I jumped into Day Trading, I lost some money.  I'll mentor below.

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MENTORING, how to utilize a conservative TOP global reputable self-investing Brokerage Firm that global Millionaires and Billionaires trust.  It simply takes $25.00 to open a "Schwab" ON-LINE, Self-Brokerage Account to start SELF-TRADING - I had no idea that I could start with that small of a Stock Portfolio, to get my feet-wet with a TRULY REPUTABLE SELF-INVESTING STOCK BROKER COMPANY. 


"Schwab" also has exceptional 24/7 USA Customer Service,  Additionally, if you decide their Trading Team will help.  They have always helped and been nice with plenty of time on the phone.  I started with the, cream of the crop, Brokerage Firms because I prefer to be associated with quality, to avoid complications later. 


 LIFE BECOME DIFFICULT AFTER 9'11 -  for myself & most of Americans. 


After 9’11, American JOBs declined with outsourcing JOBs.  My income went from $90.00/hr to $65.00/hr.  After 15-18 years than I was lucky to get $45.00 $35.00/hr.  All while performing the same JOB duties while evaluating similar, Sr. Technology and Engineering, candidates.    


You know the bamboozlement drill of rental increases... 


Companies also outsourced their Staffing duties to other countries. Who would have thought that to obtain a JOB in America, than would need to submit your resume to a Recruiter in another country?  All while more USA Recruiters jumped into, Technology and Engineering. 


In the beginning, I submitted about (10) resumes with (2-3) JOB offers.  A few years later I submitted (100-500) resumes with (1) JOB offer.  Years later I was submitting (1000-2000) resumes with (1) interview.  Then, end 2023-2024, I submitted close to (5,000) resumes for any JOB that would consider myself.  I was like a machine, night and day, trying to save myself.  


At times, I ended up in a very bad situations subjected to horrible bully mentalities, that I won't mention.  Never thought it would happen to me.  It was the direct opposite of receiving any helpful, honest, advice or truthful support that I needed for a true outcome. It was like weeding through a mine-field.  NOT like the SHARK-TANK OR WEALTHY, RESPECTIVELY, SUPPORT EACH OTHER WITH, ADVICE AND/OR DIRECTIONS FOR A FASTER, SUCCESSFUL, QUICK, OUTCOME. 


I hesitated to DUMMY-DOWN my resume with LinkedIn profile that highlighted all my wonderful, hard-working, accomplishments which exposed my “Overqualified” and "Agism" track-record.  I filled-in my unemployed resume gaps with a newly created, self-employment, Staffing Agency company name.  


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GOOD ADVICE TO CONSIDER WHEN SETTING UP A BUSINESS: This time I only filed my Staffing Agency company (so a legit company) as a, DBA (Doing Business As) with my County Recorder office for $35.00.  My prior Staffing Agency company a CPA had Incorporated. Therefore, I needed to deal with the, California Secretary of State.  That cost me a lot of money as required an expensive CPA business and tax knowledges. 

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Who would have thought someone like myself would endure such, bottom of the barrel, living situations due to complete Governmental Economic and JOB bamboozlement.  With Corporations Outsourcing JOBs, inclusive a DOUBLE WAMMY as considered "Overqualified" - because I WAS TOO SMART WITH TOO MUCH EXPERIENCE ?  


AND, I can't forget the "Agism" title I was branded with.  All while I still worked out at the GYM about 6a-7a - almost (2) hours - (5) Days a week.  Harder and longer than the 20 year old's.  


I had every HOGWASHED JOB obstacle and hurtle to deal with.  Most of the BACK-BONE OF AMERICA WORKER BEEZ, do/did.  I witnessed, more and more, car-campers and homeless.  Truly upstanding looking Americans with scared and stressed-out looks on their faces.


I never thought someone like myself who worked harder than anyone I worked with (never lazy) and was known as intelligent in my field then would endure such life hardships.  Leaving me scared in situations alone while weeding through the Government Socialism survival game that simply spun me around in circles while wasting my TIME.  I was sent around in Government survival circles always chasing my tail.  


I'm gonna be honest, I ran to a  FEW (private owner Restaurant) cheap Happy Hours for a Wine, in more low-key places with a nice open view. When the stress was intense than It helped in order to forget about my situation, relax, and keep my Mental MOJO straight.  It helped to think better when more relaxed.  Mingling around other people or the Bartender who knew me with a glass of Wine then helped realize I was a Tiny Spec on the face of the earth and everything would be alright.  For that 2-3 hours of time than I would forgot about my problems, somewhat.  


TRY IT - IF EVER STRESSED OUT & CAN'T THINK FORWARD BECAUSE OF WORRY.  People are nice when having Wine while out.  The friendliness coupled with the Wine, is like - I don't know -  it just feels good. I would return to my situation, sleep better, wake up ready to tackle the massive problems I endured ALL day long, all by myself.  


The Gym in the morning helped to; Center, Focus and Balance.  


It's what I do to keep in good spirits despite great odds and even when broke. I call it my Prozac.  Not going to change.  Additionally, it keeps me mellow and happy knowing that I'm taking that time to enjoy life and take care of not simply my mental happiness while also my physical appearance - despite what the universe has in store. 


All while my Blue Cross PPO insurance increased to $500.00/mo with a $9,000.00 deductible.  I ALMOST WENT HUNGRY AT TIMES in an attempt to keep my GREAT PPO Health Insurance because I had TOP QUALITY Doctors who knew me and my Health is most important.  Without my Health than I can't earn a living and have FUN.  My Insurance Agent is a witness.  Sometimes made my Blue Cross payment at the last minute and she would call to ensure they received. 


In 2010, I was stuck on the County FREE Medical Insurance.  My long-time, upstanding, Doctors didn’t accept the FREE Medical Insurance.  Doctors who accept FREE Medical Insurance would not listen to me.  I was treated like a dumb person.  They spent (5) minutes and then walked out the door.  I would sit in the waiting room for one-hour or more waiting to see the Doctor.  When Doctors are only provided $25.00/visit they’ll load-up and quickly run through patients.  They have a business to run with business costs including an administrative staff to pay.  Plus, need to support their homes and families.  I investigated a few of their medical educations showing from the college of Granada, in another country.  I had to become my own Doctor.   


However, the Wealthy who can maintain the higher cost Health Insurance that compensates Doctors well, than are treated with much more respect.  Doctors will, GO TO BAT, for their patients to obtain needed scans etc.  I also knew from residing in a Wealthy area that Wealthy have direct cell phone numbers to their Doctors, for immediate help.  


I learned much while living in a Wealthy area watching how they were treated including how RESPECTIVELY they treated each other.  All while I considerately, mingled, with them while having intelligent conversations.  


I also learned MUCH in how the HONEST WEALTHY WITH TRUE SUBSTANCE network with each other.  If you are dishonest or shady than the HONEST WEALTHY won't play golf or have anything to do with you.  It's too much trouble for them and a waste of TIME.  It's about WHO you know that truly gets you by in life with including money-talks volumes. 


While I was stuck on Government FREE Health Insurance.  One Government FREE Doctor prescribed a different heart medication for my A-FIB.  I was out walking during COVID on the 3rd day of taking the new medication.  I felt pressure on my chest.  I couldn’t walk any more.  A Beach Home Owner called the Paramedics.  My Heart went into Shock.  Luckily, I was close to my local hospital. They saved my life while the ER Nurse stated that "I was at deaths door." I'm sensitive to medications and have a child's system to medications. What makes some people tired keeps me awake. I prior advised the FREE Doctor of such, he didn't listen or check the bad history of the prescription.  Afterwards, the Doctors went into complete, cover-up, mode.   


Two months prior I had an ECHO and my heart was perfectly healthy with a 65% Injection Rate.  After the Heart Shock my ECHO injection rate was 12%.


Additionally, I will advise how I repaired my heart out of Heart Failure without all the medications my Doctor tried loading me up with.  The Doctor stated "I would be in Heart Failure forever."  He was wrong. 


It's truly tuff out there for US BACK-BONE OF AMERICA WORKER BEEZ.  It's hard to enjoy life and relax without so much stress like in the ole-days.  Including a feeling like you don't have any control over ANY aspect of your own life, anymore.  Mainly because it takes money to enjoy life.  Happy Hours and the Gym helped me get by.  


A Guy-Buddy said once that "you always end-up landing back on your feet."  Including many divine interventions that were truly interesting.  


It wasn't hard when I was growing up in a mid-west middle-class home with parents who, right out of college, entered the, Air Force.  Then, after retired from the same DoD JOB.  While my Dad sang in the Episcopal Choir, with his ashes resting in the Church Lobby.  I attended our Episcopal Church with Sunday School, every Sunday.  


However, I was not life educated by my parents to prepare me for all the turmoil that Americans endure now.  


I highly doubt my parents knew that many American Careers would be Outsourced, with Americans prior GREAT incomes severely declining all while (simultaneously) the cost of living severely increased.  Additionally, while EMPLOYEES of companies endure many Corporate Acquisitions with laying-off employees to INCREASE THE STOCK VALUE for all their WEALTHY INVESTORS. 


I suffered the reality-check, hard-core, consequences, later in life.  Having to start-over after losing everything and then some (4-times).  I thought that life was moving forward and I was back on track & THEN BAM !  - BLIND-SIDED AGAIN.   


WORSE, when subjected to bully mentalities while at the lower income of, bare survival life of the fittest.  Including the people I paid who were dishonest, in more ways than one. I had to take a few 'burn and turn' JOBs with dishonest Business Owners.  I saw grown, educated, prior professional, middle-age, men working in Telemarketing JOBs.  Including older working class women going homeless in their cars for the first time.   


It was like walking through a life-struggle, mine-field, always having to watch my back VERSES moving and thinking forward.  Like when life is working for you verses against you.


ME, who grew up middle-class in the mid-west to making close to $200,000/year.  I never thought it would happen to ME.   


I have heard many say that life is "LUCK."  I gave my efforts a 1000%.  


FRANKLY & TRULY SERIOUS, when I look back it's ALL because I wasted my money thinking the GOOD TIMES WOULD LAST IF I WORKED HARD AND STAYED FOCUSED.  While, ALL the RED-FLAGS where there when speaking with the Wealthy in my RICH City Beach Town,regarding how they Invested in the STOCK MARKET.  I should have performed more research and followed the Wealthy GURUs - Lead and Knowledges.  I thought that I needed to GO-BIG OR NOT AT ALL.  It all seemed more complicated than it (actually) turned out to be.


Directly, after COVID then TRUMP was right.  JOB hiring skyrocketed.  I was back to work on a couple, virtual, pretty nice, Corporate Contract Recruiting JOBs, that paid per hour.  Although, 1099, I had to pay ALL the employment taxes.  I worked ONE virtual Corporate Staffing JOB with GLOBAL hours while SIMULTANEOSLY another virtual Corporate Staffing JOB during USA hours.  I was like a working (LEAN MEAN) machine.  I was working 24/7 around the clock for 1.5 years, even in HEART FAILURE.  STILL, I was at the Gym at 5a, working on my heart to keep my Heart Strong.  After (2) years I was NO-LONGER in Heart Failure. 


It felt so good to be back to work in a high-tech corporate recruiting career that I loved after COVID.  And, on the CEO budget working with global cultures.  I enjoyed interacting with global cultures.  They are fun to speak with.  I'll work in real-time with my global cultures.  The CEO  was truly nice, intelligent and down to earth.


Thank you, Jesus.   


After my recruiting Corporate Contracts had ended due to filling the JOBs, I than returned to EXTENSIVELY educating on BUYING & SELLING the Micro & Penny Stocks.  I made some BIG-MISTAKES WHILE QUICK, DAY TRADING.  BECAUSE I WAS MAKING PRETTY GOOD MONEY and (to put it bluntly) I STARTED TO DEVELOP A 'COCKY EGO' by THINKING I KNEW IT ALL BY THEN.  NOPE !  I WANT TO ENSURE OTHERS LEARN FROM MY MISTAKES.  NO YOUTUBE VIDEO HELPED ME AVOID THOSE MISTAKES. 


All while I continued to send out resumes for ANY JOB.  I sent out 5,000 resumes in 2023-2024, to no avail.  


I obtained a very cheap and small little Studio Rental room, in another Wealthy area (near my old Beach City Area), simply by a fluke through a fairly Wealthy family that I had known prior. I had saved money and researched the Micro & Penny Stocks more intensely (24/7).  Even waking up in the middle of the night as I became addicted to the small Stock Market NEWS with HACKER SCANS.  While continuing to educate myself on the OVERALL Stock Market, in's and out's.   


I then spent much time seeking a way to help others. I enjoy helping others, it feels good.  To ensure (mainly) the BACK-BONE OF AMERICA WORKER BEEZ, educate regarding how to self-invest in the smaller-scale Stock Market and be, PROACTIVELY CAUTIOUS as much as possible. I will provide the mistakes I made in detail.  How INDUSTRIES are important. The importance of targeting good future company products with growth opportunities.  How a solid Executive Level Leadership team in a small company is crucial with research.  

 

BECAUSE if you START-OFF utilizing the Stock Market CONSERVATIVELY than it's better than a PORTION of your savings accumulating via a tiny % interest rate in the bank.  That knowledge will also, HOPEFULLY, help you to avoid my situation, later in life.


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ALSO IMPORTANT; 

#1) To provided the YOUNGER GENERATION something more, constructively, IMPORANT to think about with their TIME and MONEY.  

#2) Planning for their future, early.  

#3) Including to collaborate with their FAMILY & FRIENDS, to learn from each other - watch their Stocks grow.

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IT'S ACTUALLY FUN.  I TULY BELIEVE THE YOUNG GENERATION WILL ENJOY MAKING SMALL STOCK INVESTING INTO A 'GAME' OF SORTS.


 Also, super COOL to say "hey, my Stock Portfolio grew faster than yours."  


And, it's FUN watching your MONEY accumulate MONEY OFF your MONEY (basically) while you sleep by simply making ONE good decision to BUY a Stock. 


It's FUN to interact and BRAIN-STORM with others regarding the Stocks and companies you're self-investing with.   


I was shocked when I mentioned to others that I was Trading Stocks while educating myself.  So, many GALs and YOUNG people became intrigued and asked questions.  Older Wealthy Men helped with advice as they've been Trading Stocks for a long time.  


A LOT OF PEOPLE ENJOY DISGUSSING THE STOCK MARKET OR WANT TO JUMP INTO THE STOCK MARKET (CONSERVATIVELY) BUT SCARED.  I sat out having my cheap Happy Hour wine in fairly (fine) local restaurants and the conversations over Stock Investing is FUN and EDUCATIONAL.  Truly wonderful mingling conversations.  


HOPEFULLY, before YOU make a huge mistake by purchasing over-priced items or stuff you don't truly need (like I made the mistake of doing when had money) -  YOU WILL enjoy self-investing the money and watching it accumulate in a conservative manor.  After getting your FEET-WET then maybe consider the more intense DAY TRADING. I can show how that works. 


 ♠ ♠ 

ANOTHER ONE OF MY SPECIALTIES THAT I BELIEVE WILL HELP OTHERS; 

#1)  I'LL ALSO MENTOR regarding how the JOB SEARCHING system works, internally, behind the Human Resources scenes.  It's TRULY helpful to understand how the 'SYSTEM' works.   

#2) ADDITIONALLY, how larger and other companies calculate employees compensations.  

#3) MOST IMPORTANT & WHY, are the key-words you need to use in your resume, all so recruiters can find your resume before others.

 ♠ ♠ 


 ♠ ♠ 

INCLUDNG, Health Issue collaborations with holistic alternatives.  Example; before 9'11, I rented an apartment in a Wealthy area.  Turned out had TOXIC MOLD with leaks.  I was referred to a holistic retreat where Hollywood stay in order to Juice on green-leafy vegetables to detox my system.  When I left, after a couple weeks of Juicing, the whites of my eyes were pure white and my memory was amazingly clear.  It's hard to keep up the regiment.  I learnt much.  I would like to share this, enclosed.

 ♠ ♠ 


Therefore, VIVERs Citizen Media CLUB. 


LIKE when the SharkTank and Wealthy Gurus support each other (example) play Golf with expensive Lunch Meetings while conducting BIG-$-DEALS.  All while the Wealthy Gurus swap Health Information INCLUDING their BIG-BOY Stock and Investment knowledges.  ALL supporting each other via massive direct and immediate access to truly exceptional information needed.  


UNFORTUNATELY, leaving the BACK-BONE OF AMERICA WORKER BEEZ to endure massive phone calls with TRIAL & ERROR attempts. All while trying to obtain true helpful information and/or support -  because we’re not in their instant speed-dial CLUB. 


THEREFORE, I WOULD LIKE TO WELCOME THE, BACK-BONE OF AMERICA WORKER-BEEZ, INTO MY “VIVERs CITIZEN MEDIA CLUB”.  This is 'OUR' CLUB to help and support each other through life with knowledges relating to the most important topics that I am well knowledgeable thru, trial and error: 


♣ JOBs 

♦  How the JOB searching system works behind the scenes 

♦  Interviewing 

♦ Key-Words on resumes are most IMPORTANT so recruiters can find your resume amongst millions of resumes in the databases 

♦ Mentoring 

♦ Why LinkedIn profiles are most important ♦ and more.... 


♣ HEALTHCARE 

♦ How to obtain what you need from your Doctors 

♦ Important Scans 

♦ Juicing to detox and where I went that Hollywood and Models go 

♦ How I repaired my heart when a top Cardiologist said I could not and tried to push me through a surgery that I didn't need and would have caused more harm.  


♣ SELF-STARING with baby-steps the upfront "NEED TO KNOW" in a methodical manor (conservative) MICRO & PENNY STOCK SELF-INVESTING at .50 to $2.00 per share 

♦  Conservative, METHODICAL mentoring with THE NEED TO KNOW BASICS 

♦ How to target future industries 

♦ Growth potential company products 

♦ Using a reputable Schwab Investment Brokerage account that major investment firms with millionaires and billionaires trust. Starting with savings as low as $25.00 

♦ Mentoring on the Schwab, ThinkOrSwim Trading Platform 

♦ Learning how to 'USE THE NEWS' 

♦ Investing in the smaller, Micro and Penny Stocks, in a conservative manor is an entirely different education than investing in the big-boy Stocks.  


 MOST IMPORTANT 

♦ What I did wrong 

♦ What to look out for 

♦ No other avenue helped understand or mentored regarding potential problems or IN DETAIL 

♦ Everything was focused towards the; rah, rah, rah - of making money 

while not in detail how you can "SHRED A BANK ACCOUNT" and loose money. 


♣ SHORT STORIES 

♦ I enjoy writing stories that have a Moral to the story at the end, for fun. 





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